HELOCs 101: Understanding the Basics of a Home Equity Line of Credit

HELOCs 101: Understanding the Basics of a Home Equity Line of Credit

08/29/2025

Home equity lines of credit, or HELOCs, can be a powerful financial tool for homeowners. They offer a flexible way to use the equity in your home when you need it. In this month's blog post, we explain the basics of HELOCs, how to get one, the typical rules, and the options that we offer.

Read More
Should You Use Home Equity to Pay for Education Expenses?

Should You Use Home Equity to Pay for Education Expenses?

07/30/2025

As the cost of higher education continues to rise, many homeowners are considering leveraging their home equity to fund college expenses. This strategy involves borrowing against the value of your home, and while it offers potential benefits like lower interest rates, it's crucial to understand the associated risks and alternatives.

Read More
Using Home Equity to Meet Financial Needs

Using Home Equity to Meet Financial Needs

06/12/2025

Having financial security as you age is important. Owning a home is most people's greatest asset and can be a resource for you and your family. While using your home equity can have benefits, keep in mind that by doing so you are taking out a loan that must be repaid.

Read More
Spring Cleaning Your Finances: A Checklist for Success

Spring Cleaning Your Finances: A Checklist for Success

04/17/2025

Spring cleaning your finances involves getting rid of unnecessary expenses, outdated habits, and clutter in your financial life. This can help you gain clarity and revitalize your financial goals. In this month's blog post, we will help you to declutter and clean up your finances.

Read More
Six Tips to Make Tax Time Easier

Six Tips to Make Tax Time Easier

03/10/2025

The deadline to file your 2024 income taxes is about one month away. This year, the IRS has offered some useful tips designed to help taxpayers navigate this process.

Read More