Keep it simple while enjoying some advantages. This account is great for writing checks and saving money on banking services.


Key Features

  • No Monthly Service Fee
  • No Minimum Balance Requirement
  • Free Digital Banking
  • Competitive interest on your entire balance
  • No monthly service fee
  • No minimum balance requirements
  • 1 order of free personal style checks written per year
  • Free Visa® debit card
  • Free digital banking, including:
  • Free, unlimited withdrawals at Citizen Savings Bank ATMs; $2.00 withdrawal fee at other bank ATMs (additional fees may be charged by ATM owner)
  • Free notary service
  • Free stop payment service
  • Add Kasasa Protect® for comprehensive fraud protection
  • No minimum deposit to open

Need more checks? Order more online.

You can also make the switch to Citizens Savings Bank today with our handy switch kit (PDF).

*Effective 1/2/20 - paper statement fee $3.00/month. Fee will be waived for customers age 55 or older.

After opening a new account you may sign up for our online and mobile banking services immediately, however transfers from the new account by phone or through online or mobile banking cannot be made until 30 calendar days after account opening.