Keep it simple with your checking account while still enjoying some advantages. This account is great for writing checks and saving money on banking services.


Key Features

  • No Monthly Service Fee
  • No Minimum Balance Requirement
  • Free Digital Banking

What is an Advantage Checking Account?

This free checking account pays a competitive interest rate on your balance. Learn more about Advantage Checking:

  • Competitive interest on your entire balance
  • No monthly service fee
  • No minimum balance requirements
  • 1 order of free personal style checks written per year
  • Free Visa® debit card
  • Free digital banking, including:
  • Free, unlimited withdrawals at Citizen Savings Bank ATMs; $2.00 withdrawal fee at other bank ATMs (additional fees may be charged by ATM owner)
  • Free notary service
  • Free stop payment service
  • No minimum deposit to open

Open An Advantage Checking Account!

Are you ready to open an Advantage Checking Account? Still have questions? You can open a new checking account online in minutes or visit your nearest branch location in Clarks Summit, Scranton, Taylor, Honesdale, or Mount Pocono, PA.

Need more checks? Order more online.

You can also make the switch to Citizens Savings Bank today with our handy switch kit (PDF).

*Paper statement fee $3.00/month. Fee will be waived for customers age 55 or older.

After opening a new account you may sign up for our online and mobile banking services immediately, however transfers from the new account by phone or through online or mobile banking cannot be made until 30 calendar days after account opening.