Personal loans from Citizens Savings Bank offer affordable financing solutions to help you fund your big plans, cover unexpected expenses, or consolidate your debt into one manageable payment. 



What is a Personal Loan?

Personal loans are a form of fixed-rate financing that provides cash when you need it, affordable monthly payments paid off over a set term (length of time), and competitive interest rates. Consider a personal loan instead of a credit card when you need to finance a larger expense. 

What Can a Personal Loan be Used for?

Personal loans can be used for just about every lending need, but common uses for these term loans include:

  • Vehicle and home repairs
  • Educational expenses
  • Emergency expenses
  • Debt consolidation
  • Family vacations
  • Wedding costs

Apply for a Personal Loan Online

Citizens Savings Bank offers a range of personal term loans to meet your lending needs. Whether you’re paying for a dream vacation or paying off high-interest credit card debt, we can help you secure the right financing today. And you can easily apply for your personal loan online, right from your own home.

Questions about our personal loans? Reach out to us at your local branch in Northeastern PA to learn more about what we can do for you! Loans are subject to credit approval.

Savings Secured vs. Unsecured Personal Loans

Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable.

Qualifying for a Personal loan is not required for borrowers who use a Citizens Savings Bank CD or Savings account as collateral.

Which Personal Checking Account is right for you?