There aren’t many guarantees in life, but a certificate of deposit is one of them. Earn a fixed rate for the term you choose.
Key Features
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Guaranteed Earnings
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Wide Range of Terms
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No Setup or Maintenance Fees
Guaranteed Earnings
Wide Range of Terms
No Setup or Maintenance Fees
- Guaranteed earnings
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other, riskier investments
- Set aside for future savings goals
- A wide range of terms available (from 91 days to 6 years)
- Early withdrawals subject to penalty*
- Renews automatically upon maturity after 6-day grace period
- $1,000 minimum deposit to open
You can also make the switch to Citizens Savings Bank today with our handy switch kit (PDF).
*Early withdrawal penalties:
Term of 1 year or less - 3 month’s interest
Terms of 1 year to 5 years - 6 month’s interest
Term over 5 years - 1 year interest
