Check out a great
Home Equity Line of Credit
LOAN SPECIAL!
- Whether its home renovations and improvements, education expenses, or debt consolidation, Citizens Savings Bank can help you to finance your needs by capitalizing on the equity in your home.
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Interested in learning more details about our Home Equity loans?
Click the button below to read more about Citizens Savings Bank’s Home Equity loan options.
What’s the difference between a Home Equity loan and a Home Equity Line of Credit (HELOC)?
Click the button below to read more about HELOCs.
Still unsure of which loan might be best for you?
Our lending experts can help you decide which lending option is best for you.
Home Equity Line of Credit *APR = Annual Percentage Rate. Quoted rate is accurate as of 03/01/2026. Introductory rate is fixed for the first five years. After the loan introductory period ends, the APR will be variable based on the Wall Street Journal prime, with a 3.75% APR floor and it will not exceed 18% APR. Available on owner occupied 1-4 family properties. Maximum loan to value ratio 80%. Rates and fees are subject to change and can be modified or discontinued at any time without notice to you. Subject to credit approval. Consult your tax advisor for further information regarding the deductibility of interest and charges. **"FEE WAIVER" promotion on owner-occupied home equity loans and home equity lines of credit (HELOC) except the cost recording the mortgage. If the loan or HELOC is paid off within 24 months of the origination date, the borrower will be responsible to reimburse Citizens Savings Bank for all third-party origination fees paid.