Are you ready to invest in real estate? We offer financing for the purchase or refinance of one to four-family, non-owner occupied residential properties. Realize your dream of earning passive income through rental properties.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions

What Is A Non-Owner Occupied Mortgage?

Also known as a rental property mortgage, this type of home loan provides financing for the purchase of single or multi-unit homes as investment properties to rent out for income. Investment property mortgages have more stringent credit requirements and bigger down payments than home mortgages for a primary residence.

Types of Investment Property Financing Options

Choose between fixed and adjustable-rate mortgages for your rental property. We offer loan terms up to 20 years. You must put at least 33% down–the maximum loan-to-value ratio is 67%.

Apply For a Non-Owner-Occupied Mortgage!

Are you ready to apply for a mortgage for a rental property? Still have questions? You can apply for an investment property loan online, contact us to learn more, or visit your nearest branch location in Clarks Summit, Scranton, Taylor, Honesdale, or Mount Pocono, PA.


*Mortgages are subject to credit approval and can be modified or discontinued at any time. A minimum of 33% down payment is required. Payments do not include amounts for taxes and homeowners insurance premiums and actual payment obligation will be greater. Other rates and terms available and are subject to change without notice. 

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