Does your business see a large number of monthly transactions? We can help you get ahead—with free digital banking services and an earnings credit to offset fees.1

Key Features

  • Earnings Credit to Offset Fees
  • Free Digital Banking
  • Merchant Card Services Available

How Does A Commercial Checking Account Work?

This type of business checking account is ideal for businesses with large transaction volumes. For a $10 monthly service fee, you’ll receive a detailed analysis statement of your account activity. Unlimited monthly transactions are available at low per-item fees. You can receive an earnings credit to offset or minimize monthly fees incurred. A 10% reserve is required.

  • Ideal for businesses with large transaction volumes
  • Receive a detailed analysis statement regarding account activity
  • Unlimited monthly transactions available at low per-item fees
  • $10 monthly service fee
  • Receive an earnings credit to offset or minimize monthly fees incurred1
  • 10% reserve requirement
  • Free digital banking, including:
  • Telephone banking available
  • Merchant card services also available
  • Free notary service
  • $100 minimum deposit to open

Apply For A Commercial Checking Account Today!

Are you ready to open a commercial checking account? You can apply for a new business bank account online, contact us to learn more, or visit your nearest branch location in Clarks Summit, Scranton, Taylor, Honesdale, or Mount Pocono, PA.


Commercial Checking Account Fees

  • Monthly Maintenance Fee: $10
  • Paid Items: $0.15
  • Deposit On Us Item: Free
  • Deposit Items Not On Us: $0.15
  • Deposit Ticket: $0.25

Additional Fees for Business Accounts

  • Returned Deposit Check: $23 
  • Redeposit Check Fee: Free
  • Insufficient Funds Charge: $35/item3
  • Stop Payment Fee: $30/check
  • Outgoing Domestic Wire: $35
  • Outgoing International Wire: $50
  • Incoming Wire: $15
  • Effective 1/02/2020- Returned Wire: $25
  • Copy of Checks Deposited: $2 each
  • Effective 1/02/2020- Paper Statement: $3.00/month
  • Effective 1/02/2020- Reprint Paper Statement- no check images: $7
  • Effective 1/02/2020- Reprint Paper Statement - with check images: $10
  • Check Collections Incoming: $15
  • Lost Night Deposit Key: $5
  • Account Research: $20/hour
  • Coin Bag Deposit: $2 each
  • Uncollected Funds: $35/item3

1Earnings credit based on the 91-day T-bill rate. This rate is variable. Earnings can be credited against a monthly service fee. Excess earnings will not be carried over to the next statement period and will not be credited to your account. 

2Paper statements are $3.00/month.

3There is a daily overdraft/uncollected funds charge limit of $105.00. Any overdraft/uncollected funds item for $10.00 and under will not be charged.