Make the holidays or your next vacation a time of fun, not stress — and one of the best ways to dodge stress is to save in advance.

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Key Features

  • Reduce Stress
  • Competitive Interest Earnings
  • Free Digital Banking
  • No minimum deposit to open 
  • No monthly service fee 
  • Free mobile banking with mobile deposit
  • Direct deposit available 
  • Set aside little-by-little, year-round, for special occasions or seasonal costs 
  • Avoid holiday or vacation-induced debt and stress 
  • Earn competitive interest on your entire balance 
  • Make deposits at any time, in any amount you like 
  • Choose the month to receive your money (January, April, June, August, or October) 
  • Free Telephone Banking 
  • Early withdrawal will result in a penalty* 

You can also make the switch to Citizens Savings Bank today with our handy switch kit (PDF).

*Early withdrawals may result in a $10 penalty.