Maximize earnings on your savings with competitive, tiered rates. The higher your balance, the higher your rate!

Rates

Key Features

  • Competitive, Tiered Interest
  • Easy Access to Funds
  • Free Digital Banking
  • Competitive, tiered rates
  • Enjoy flexibility with enhanced access to funds, including direct check writing:
    • 6 free transactions per month by pre-authorized automatic, telephone, checks, drafts, or other similar order
  • Premium Money Market: avoid $10 monthly service fee by either
    • Maintaining a $1,000 minimum balance or
    • Adding direct deposit
  • Premier Money Market: avoid $10 monthly service fee by either
    • Maintaining a $50,000 minimum balance or
    • Adding direct deposit
  • Platinum Money Market: avoid $10 monthly service fee by either
    • Maintaining a $50,000 minimum balance or
    • Adding direct deposit
  • Free digital banking, including:
  • $1,000 minimum deposit to open on Premium Money Market Account
  • $50,000 minimum deposit to open on Premier or Platinum Money Market Account

You can also make the switch to Citizens Savings Bank today with our handy switch kit (PDF).

  • Avoid $10 monthly service fee by either 
    • Maintaining a $1,000 minimum balance or 
    • Adding direct deposit 
  • Free digital banking, including:
  • Free Telephone Banking  
  • Direct deposit available 
  • $1,000 minimum deposit to open on Premium Money Market Account 
  • Competitive, tiered rates above Regular Savings accounts 
  • Enjoy flexibility with enhanced access to funds, including direct check writing: 
    • Six free transactions per month by pre-authorized automatic, telephone, checks, drafts, or other similar order 
  • Avoid $10 monthly service fee by either 
    • Maintaining a $50,000 minimum balance or 
    • Adding direct deposit 
  • Free digital banking, including:
  • Free Telephone Banking  
  • Direct deposit available 
  • $50,000 minimum deposit to open on Premier Money Market Account 
  • Competitive, tiered rates above Regular Savings accounts 
  • Enjoy flexibility with enhanced access to funds, including direct check writing: 
    • Six free transactions per month by pre-authorized automatic, telephone, checks, drafts, or other similar order 
  • Avoid $10 monthly service fee by either 
    • Maintaining a $50,000 minimum balance or 
    • Adding direct deposit 
  • Free digital banking, including:
  • Free Telephone Banking  
  • Direct deposit available 
  • $50,000 minimum deposit to open on Platinum Money Market Account 
  • Competitive, tiered rates above Regular Savings accounts 
  • Enjoy flexibility with enhanced access to funds, including direct check writing: 
    • Six free transactions per month by pre-authorized automatic, telephone, checks, drafts, or other similar order 

*APY = Annual Percentage Yield. The minimum balance required to obtain the advertised APY is $100,000. The minimum to open the account is $50,000. APYs as of September 26, 2022 are:

1.50% for balances $100,000 or more, .50% for balances $50,000-$99,999, .25% for balances $10,000-$49,999 and .05% for balances 0 -$9,999. A $50,000 minimum monthly balance or adding direct deposit is required to avoid a monthly service charge of $10.00. Fees may reduce earnings. Interest rates are variable and are subject to change without notice.

Federal banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts.  Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement, or instruction, check, overdraft, or similar order made from this account to other accounts or to third parties are restricted to no more than six (6) per statement cycle.

A debit card is not available with this account.  Unlimited in person withdrawals each statement cycle. Call your local branch for details or visit our rates page at www.citizens-savings.com for current rates.