Earn extra cash for leading a rich, full life. With over a century of experience, Citizens Savings Bank knows how to help you get the most bang for your buck. That’s why we offer customers the benefit of competitive interest with this free checking account.

Transfer funds, make payments, and view balances whenever you want, wherever there’s internet access, with online banking & bill pay. Make forgotten checks a distant memory, thanks to mobile banking with mobile deposit. Find more time for your next adventure, while earning extra spending money — open your account today!

  • Competitive interest on entire balance
  • No monthly service fee
  • No minimum balance requirements
  • 1 order free personal style checks written per year
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Free telephone banking
  • Free Visa® debit card
  • Free, unlimited withdrawals at Citizen Savings Bank ATMs; $1.50 withdrawal fee at other bank ATMs
  • Free Notary Service
  • Free Stop Payment Service
  • No minimum deposit to open
  • Kasasa Protect™ - Comprehensive fraud protection available 

After opening a new account you may sign up for our Online and Mobile Banking services immediately, however transfers from the new account by phone or through Online or Mobile Banking cannot be made until 30 calendar days after account opening.