Mortgage Rates are Lower Than Ever- Time to Make a Move?
06/11/2020
While COVID-19 has undoubtedly caused a great deal of economic chaos, there have been a few ripple effects of the pandemic that are actually beneficial to consumers, specifically individuals looking to buy or build a home. At Citizens Savings Bank, we have been helping people make their dream homes a reality for over 100 years, and we know an opportunity when we see one.
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Home Equity- Why Now Might Be the Best Time to Borrow
05/19/2020
If you're a homeowner, you may have some equity built up in your home, maybe even significant equity. Tapping into that equity is one of the best options for borrowing money during normal circumstances, but with the current low rates and many people out of work and facing financial hardship, it might be something to seriously consider.
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A Checklist for Spring Cleaning your Finances
03/30/2020
Spring is finally here and you've got so many projects to get to work on! Spring is the time that we declutter and clean up from the harsh, cold winter. We have more hours of sunlight during the day, the weather gets warmer and we're feeling rejuvenated. Before you finalize your list of spring to-do's, make sure you set aside some time to "tidy up" your finances.
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Home Equity - Understanding Your Options
02/24/2020
If you're like most homeowners, your home is your biggest asset. It can also be the best source of funds for things like debt consolidation, vacations, college, and more. Traditionally, home equity was viewed as something only used for the purpose of doing home improvements. Today, home equity is becoming an increasingly popular option for funding other expenditures.
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Take Control of Your Finances in 2020
01/27/2020
The new year is a time for wiping the slate clean and setting new goals. One of the best moves you can make is to focus on taking control of your finances. We're not just talking about getting out of debt or paying off holiday spending debts. Sitting down to analyze your current financial situation and setting S.M.A.R.T. goals can help put you on the path to financial stability by the end of the year.
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