Business Savings

Citizens Savings Bank offers a variety of savings solutions to meet the needs of businesses in our local communities.

Business Savings Account

This straightforward savings account can help put your business in a position to take advantage of opportunities when they arise. Receive a competitive rate and access to your funds when needed. Choose between Passbook and Statement formats for a savings account that fits your business needs best.

  • Competitive rates
  • Free online banking
  • Avoid the $2 monthly service charge by maintaining a $100 minimum balance
  • $100 minimum deposit to open

Business Money Market Account

Increase your earning potential without locking up your funds. In fact, access is enhanced with direct check-writing ability. 

  • Tiered rate structure
  • Ability to earn higher rate with larger balances
  • Enhanced access to funds via direct-check writing
  • Free online banking
  • Avoid the $10 monthly service charge by maintaining a $1,000 minimum balance
  • $1,000 minimum deposit to open

Business Certificates of Deposit (CDs)

Improve your earnings without risking any of your company’s cash assets. Simply pick the term and your funds earn a guaranteed fixed rate. By laddering maturity dates, you can add liquidity to your CD investments.

  • Higher returns than savings accounts
  • Fixed rates for length of term
  • Terms range from 91 days to six years
  • Early withdrawal penalties apply
  • $1,000 minimum deposit to open
_0032_BusinessSavings_Shutterstock_167509064.jpg