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Commercial Checking

Keep your business growing by cutting the costs of doing business. This checking account is perfect for businesses that frequently conduct transactions, thanks to unlimited transactional capabilities at low per-item fees. Enjoy detailed account analysis and a wide variety of account management tools — so you can control your cash flow with ease. We even offer an earnings credit to help minimize or offset monthly fees.

  • Ideal for businesses with large transaction volumes
  • Receive a detailed analysis statement regarding account activity
  • Unlimited monthly transactions available at low per-item fees
  • $10 monthly service fee
  • Receive an earnings credit to offset or minimize monthly fees incurred*
  • 10% reserve requirement
  • Free eStatements
  • Telephone Banking - (Effective 1/2/20 - First 8 calls/month will be free, then $.50 per call)
  • Monthly paper statements available
  • Direct deposit available
  • $100 minimum deposit to open

Need to order more checks? Order online here!

Comercial Checking Account Fees

  • Monthly Maintenance Fee: $10
  • Paid Items: $0.15
  • Deposit On Us Item: Free
  • Deposit Items Not On Us: $0.15
  • Deposit Ticket: $0.25

Additional Fees for Business Accounts

  • Returned Deposit Check: $20 (Effective 1/02/2020- $22)
  • Redeposit Check Fee: Free
  • Insufficient Funds Charge: $35/item**
  • Stop Payment Fee: $30/check
  • Outgoing Domestic Wire: $25
  • Outgoing International Wire: $50
  • Incoming Wire: $15
  • Effective 1/02/2020- Returned Wire: $25
  • Copy of Checks Deposited: $2 each
  • Effective 1/02/2020- Paper Statement: $2.00/month
  • Effective 1/02/2020- Reprint Paper Statement- no check images: $5
  • Effective 1/02/2020- Reprint Paper Statement - with check images: $7
  • Check Collections Incoming: $15
  • Lost Night Deposit Key: $5
  • Account Research: $20/hour
  • Coin Bag Deposit: $2 each
  • Uncollected Funds: $35/item**

*Earnings credit based on the 91-day T-bill rate. This rate is variable. Earnings can be credited against a monthly service fee. Excess earnings will not be carried over to the next statement period and will not be credited to your account. 

**There is a daily overdraft/uncollected funds charge limit of $105.00. Any overdraft/uncollected funds item for $10.00 and under will not be charged.

Your future success starts here.