Find your home away from home. Whether you want an investment property, a cozy getaway, or somewhere to rest between business trips without a reservation, Citizens Savings Bank can help bring your dreams of a second home to life. Make the most of your budget with competitive rates and flexible terms for building, buying, or refinancing. Our loan advisors know the local real estate market, so you can rest assured you’re getting a fair deal. Expand the scope of your investments — talk to a friendly lending expert about a second home loan today!

  • Competitively low rates for purchase, refinance, or construction of second homes
  • Save money up front with zero point mortgages
  • Rate reduction of 0.25% for setting up payment through Citizens Savings Bank deposit account
  • Flexible terms customized to your unique situation
  • A wide range of financing programs available, including:
    • Fixed rate mortgages*
    • Adjustable rate mortgages (ARMs)*
    • Construction loans
    • And more!
  • Helpful loan advisors with working knowledge of the local real estate market
  • Refinance your second home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

*Available with a 20% down payment.