Look forward to life’s major milestones with these tax-advantaged* savings solutions. We offer traditional and Roth IRAs, so you can choose the account that suits your retirement plans best. Our Coverdell ESA helps you save for your child’s education now to avoid unnecessary debt later. The path to a brighter financial future begins at Citizens Savings Bank — start your journey today.
There are advantages to both traditional and Roth IRAs. One of the biggest differences is the time at which you see the most advantage. A traditional IRA provides potential tax relief today, while a Roth IRA has the potential for the most tax benefit at time of retirement.
Create an easier transition into college for yourself and your student by setting up a savings account early. A Coverdell Education Savings Account (ESA) provides a tax-free safe place to grow competitive interest and also financial confidence for a new stage in life.
*Consult a tax advisor.